Ever wonder where you should exchange your money when you go to Saigon? Well, here are tips and some recommendation places to exchange your currency while you are traveling to Saigon.


1. Plan in advance for revenues and expenditures

You wouldn’t want to carry total cash with you, both inconvenient and dangerous, because you will become a target for pickpockets. Revenue and expenditure planning help you estimate the amount of money you carry and use. For example, plan where you will go, how much money you need, expenses for transportation, food, souvenirs, costs incurred. A small note is to change. Payment in city centers (Saigon, Hai Phong,) is more beneficial than in rural areas or small towns.

2. Contact the bank, check account

Before your trip, contact your bank to make sure your account has international payment capability and what the balance is, which will not be redundant. Many people who used to feel secure with their credit card then have trouble going abroad because their credit card locked for many unexpected reasons.

3. Change money and credit card

There are three basic ways to exchange money: exchange cash at a bank before your trip; Use the airport exchange service and use a credit card. Accordingly, your payment will be deducted directly when buying. However, international visitors can save up to 15% by using a credit card.

Some place that you can exchange your money in Ho Chi Minh City

Near Ho Chi Minh Square

You can find Ho Chi Minh Square right in front of Ho Chi Minh City Hall, which takes you around 8 minutes from Ben Thanh Market. Surrounded by several shops, restaurants, and hotels, we will not be surprised by many money changers shops and gold dealers here.


 Hung Long Money Exchange (86 Mac Thi Buoi, Ben Nghe, District 1, HCMC, Vietnam).

Opening hours: Daily 7:00 – 22:00.

Eximbank Money Exchange 59 (135 Dong Khoi, Ben Nghe, District 1, HCMC, Vietnam).

Opening hours: Daily 7:00 – 22:00.

Minh Thu (12 Le Loi, Ben Nghe, District 1, HCMC, Vietnam). Opening hours: Daily 7:00 – 22:00.

Currency Exchange (109 Ho Tung Mau, Ben Nghe, District 1, HCMC, Vietnam). Opening hours: 24/24.


 Around Pham Ngu Lao Street

Pham Ngu Lao Street, which is well-known for the name “Backpacker town in Ho Chi Minh City”, in which there is variety of boutique hotels, hostels, bars, diners and coffee shops. Hence, it is not tough when it comes to buy local currency. Here are some bank branches that we hope you like:

 Dong A Bank (187 Pham Ngu Lao, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 8:00 – 17:00.

-Vietcombank (69 Bui Thi Xuan, Pham Ngu Lao, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 7:30 – 16:30.

BIDV (118 – 122 Nguyen Cu Trinh, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 7:30 – 17:00.

Saigon Commercial Bank (242 Cong Quynh, Pham Ngu Lao, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 8:00 – 17:00.

-Indovinabank (50 Pham Hong Thai, Ben Thanh, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 9:00 – 16:00.

Tourist area in Ho Chi Minh City


±  Vietcombank Me Linh Square (5 Me Linh Square, Ben Nghe, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 7:30 – 16:30.

±  Vietinbank on Ham Nghi Street (93-95 Ham Nghi, Nguyen Thai Binh, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 7:30 – 17:00.

±  Asia Commercial Bank on Le Loi Street (72 Le Loi, Ben Thanh, District 1, HCMC, Vietnam).

Opening hours: Monday to Friday 7:30 – 16:30. 

4. Current types of currency in Vietnam

The money denominations circulate domestically:

Polymer money

– 500,000 VND 

– 200,000 VND 

– 100,000 VND 

– 50,000 VND

– 20,000 VND 

– 10,000 VND 

Paper money

– 5,000 VND 

– 2000 VND

– 1000 VND 

– 500 VND 


Regardless of the country you travel to, the US dollar has a specific effect. Many states accept this currency for trading, so you should bring US dollars with you, but you should also understand the foreign currency conversion before trading.

The exchange rate can be checked via link


5. Divide the money into several parts

You should divide the savings for the trip into two parts; one converted into cash, take with you, the rest transferred to the cards that can withdraw some money when abroad. This ensures you do not have to carry too much money, natural danger, and have the necessary preparation plan in unexpected situations.

Besides, you should also bring a credit card (Visa or Mastercard credit) with a relatively stable limit for peace of mind to always have plenty of money on transactions during the trip.



Transportation in Vietnam


Vietnam is always developing day by day, so along the streets are streets full of vehicles and vehicles. Some vehicles will be waiting for you to cross the road, you make sure you get up and try to go right away. Instant. In order to attract the discerning travelers, here – Ho Chi Minh City in terms of transportation, is also diversified to meet the needs of each person. Some common types are as follows


Motorbikes are the most popular means of transportation for people in Vietnam. Moreover, even when traveling to a new land, motorbikes are a popular vehicle to hire

Convenience of Motorbikes

 Motorbikes are cheap; the rental period is extended, go anywhere.

The most important is the convenience and high flexibility so that many travelers choose for themselves a conventional vehicle is a motorbike.


Like other tourist cities, the system of taxi firms in Ho Chi Minh City is very diverse. Although traveling by taxi is quite expensive, if traveling in large groups (from 4 to 7 people), taxis will be a reasonable choice for travelers. You will have a driver for yourself, no need to sleepy to drive. Moreover, it will be suitable for those who do not have a license or drunkenness.


3. Cyclo

 They have a long tradition in Vietnam, the tourist just waving and paying the price can make the trip without having to go through complicated procedures. 


4. Bus 

The bus is a reasonable choice for young people or families who want to explore many places in the city center with the most economical cost possible. However, you need to be healthy enough to go to every place on the long way!


Because Vietnam is a developing country, the transportation system still faces many difficulties during traffic hours.

Rush hour: From Monday – Saturday including time frames: From 09h30 – 11h30, 17h00 – 20h00; Sunday: there is no rush hour



For those who love nature or are the gourmets, Vietnam must be a top place on your traveling list. Interesting adventures, unique experiences, irresistible food, and friendly locals are things that Vietnam will bring to visitors. Especially, if you want to save maximum traveling money while you can still enjoy the great things during the time in Vietnam, this article is for you with three main points:

  • Eat like a local
  • Move like a local
  • Recommendable places to stay and shop


Nowadays, it is not difficult for you to find a place to stay at an affordable price. However, for saving most, we recommend you to book a hotel or motel before coming to Vietnam, and especially do not forget to hunt attractive deals. Sometimes when you search and book the inn directly, the price is higher than usual. Because they know that you require a place of refuge, and you will be willing to pay any price for a room.
The most economical option is in a dorm room with bunk beds and sharing a room with everyone. Although the dorm may be able to give you a thoroughly memorable experience as well as you can meet and interact with new and exciting people, you may face a drunken roommate and completely disrespect your privacy or rest time. If you are a person who still prefers comfort and convenience rather than saving a little bit, the hotel is not a wrong choice in this case. Vietnam has more affordable hotels, including guesthouses in Western countries. To find cheap hotels, try to find in non-central districts such as District four and District 5, which are not too far from District 1.



In addition to the conventional means of transport such as taxis, motorbike taxi, buses to save maximum traveling costs, Vietnamese people often travel by motorbike. To rent a car, ask where you rent a room or where to rent a motorbike. At less than 300,000vnd / day, you will easily hire a pretty good motorbike to move. Scooter rentals will be available, but keep in mind that scooters will not be the right choice for long journeys, and scooter repairs will cost more than manual gear. Do not forget to wear a helmet when traveling by motor in Vietnam; only God knows what will come to you.

If you cannot ride a motorbike, using the bus is an excellent choice for you. Sometimes, traffic in Vietnam is not for those who have a weak heart and not get used to driving on Vietnam’s roads. The bus is very affordable for both your safety and money. In case you travel out of town, exploring by bus better than usual options like trains or airplanes. In Vietnam, a train ticket is cheaper than a bus ticket, but you have to spend 1 or 2 days to go by train while traveling by bus is only equal or even less than the time-traveling by train.


Depending on your stamina and discipline, you may save much money at this point. You may be afraid to experience and want to return to familiar dishes in your home country. Fortunately, it will not be difficult for you to choose an Italian, Indian, American, French, or Thai restaurant. However, Like all countries, food costs can range from cheap to incredibly expensive in Vietnam. If you are fond of dining in hotels and high-end restaurants and have a taste for a glass of excellent wine, it is entirely possible to spend $200 or more on a meal for two in a high-end restaurant in Saigon, which will make you quickly ruin your savings plan.
However, if your purpose of coming to Vietnam is to experience the local food, congratulations, Vietnam is heaven for you with various delicious meals for less than 100,000 VND for a dish. Pho is already a traditional dish in Vietnam, but do not forget to try other typical dishes such as noodles, bread, and go on.

I have an advice for you; it is better to avoid meals at your hotel or motel because these places usually are serving food at high prices. Going out and try street foods, it will not be hard to try many local dishes that are both delicious and cheap. What is about speaking Vietnamese? No problem. The menu here is usually printed with pictures symbol, and you can point at the item you want to try. Almost young Vietnamese know English quite well, you can ask them to help you in this situation.

Enjoy local food with us!


Except for shopping at shopping centers or stores with high fixed prices, shopping can be a difficult task when you want to buy things at a reasonable price. To avoid being overpriced, you should visit convenient stores or supermarkets to buy food or daily items. Remember to bargain for buying souvenirs.

Foreign visitors often have to pay a higher price for the items than local people unconsciously. Salers know how much money for a similar item in your home country, so they offer a lower price and make you think you are buying things at a reasonable price, but not! So be careful! Another tip is to not showing your excited or interested in an item because the seller will grasp your weaknesses, and they will not accept your bargain.


Located besides the Saigon river, at the central of Binh Thanh district – Landmark 81 is not simply a name, but also a prideful symbol of The Oriental Pearl – for being the 9th tallest skyscraper in Asia and the 1st in Vietnam. It shows the world that we – Vietnamese – are able to do the extraordinary things.



Landmark 81 holds a breath of modernity and a traditional, nostalgic Vietnamese spirit of the Bamboos – which represent the symbol of the resilience and indomitability that run in the blood of Vietnamese.

Experience a whole new look of Saigon, from 460 meters high above!

You would see at the Holy See, there are a total of 50 Divine Eyes located around; in five different shapes, each representing a different meaning of spiritual aspect.

Address: 208 Nguyen Huu Canh, ward 22, Binh Thanh district, HCMC

Open time: Monday to Saturday: 9:30 am – 22:00 pm

                 Sunday: 8:00 am – 22:00

Follow us to explore Saigon!